25 represents $25,000. That’s $25,000 your insurance will cover, to another’s vehicle that you hit.
Only problem is, many cars on the road… are worth more than 25k. In the case of you causing more than $25k in damage, you would be responsible to pay the remainder. This is a very fast way to land yourself in debt.
I recommend 50/100/50 at least; this will pay the first $50k of damage to another’s vehicle.
